From handicrafts to luxury goods

As a tourist destination, Yogyakarta is famous for many kinds of products, with visitors able to pick up a range of souvenirs from bakpia /sweet pie and gudek /young jackfruit cooked in coconut milk with spices, to batik and Dagadu T-shirts /T-shirts with a famous design.
it's strange, As a tourist city famous for its shopping, Yogyakarta doesn't have a reputation for producing exclusive bags and purses.
Rather, anyone hankering for an exclusive snakeskin bag, for example, must pay a small fortune for an overseas product.
Whereas we can do the job, Adrian points out. We have an abundance of raw material. Why don't we create our own image?
In the middle of 2004, started producing luxury bags and purses out of frog skin, gradually building a reputation for exclusive and high-quality products. It turned out we needed about six months for Cadusa to start to get known,. So I believe we could create a bag and purse trademark that represents luxury goods in Yogyakarta.
As well as using frog skin, Cadusa has developed accessories from skins of other animals, including lizards, snakes and monitor lizards. He's currently working on developing items made from goose skins.
We choose to use materials which aren't common because there are plenty of goods made from cow and goat leather,
As part of its image as an exclusive brand, Cadusa chooses not to accept orders for big quantities, producing only limited editions of all designs. Even customers from countries such as France, Italy and Japan cannot place bulk orders.
This is to build our image. In the near future I hope tourists will come to Yogyakarta if they want to buy a luxury bag or purse, and they will just come to Cadusa.
If customers want to own an exclusive bag or purse it's not necessary to go overseas to buy because in Yogyakarta there are exotic products, exclusive and of high quality.
Despite using animal skins, Cadusa is careful not to use materials from protected or endangered animals. It also makes frequent legal reports to the Conservation Department and the Water Resource Department in Yogyakarta.
We don't want to damage the environment for the sake of the economy, Even though the animals whose skins we use aren't protected, we limit production to avoid excessive exploitation-

Financial Tips for Couples

Believe it or not, many couples find it very difficult to talk openly about their finances. Money problems can literally cause a lot of heartache between people, so here are some ways couples can come together to get their financial house in order:
• Get organized: Gather all important financially-related documents to a central location that is equally accessible to both partners.
• Track your spending and pay yourself first: Write down where you are spending your money. Re-route some of your spending to a savings account: pay yourself first for a secure financial future.
• Plan to save: Start a savings account to cover expenses like clothes, Christmas/holidays, and insurance. Plan for future expenses throughout the year.
• Build an emergency fund: You never know when you will need additional cash so try to have two to three months of living expenses in a readily accessible savings account or money market account.
• Don’t Go Into Debt, and if you are, Get out of debt: Avoid Credit CARDS. If you must use them, control your credit card spending and try to pay off any debts you have (e.g., car, credit card, student loan, etc.). Pay more than the minimum monthly payment. Once you have paid off your debts/credit cards, take the money and put it towards savings or some other debt. If possible, the goal is to simultaneously pay off your debt while still putting some amount into savings. Remember, you are loaned money so that you will pay interest and late charges and make other people money.
• Set goals: Decide what you want to do with you money. Do you want to pay off debts/student loans? Buy a house? Save for a new car or additional education? Write down your goals and your strategy for achieving these goals. Write a budget.
• Review your insurance coverage: Every year, review your health, life, disability, renter/homeowners, auto, and personal liability policies to make sure you are both adequately covered. To learn more about insurance go to the National Association of Insurance commissioners
• How much should you save and/or invest? Save at least 15% of every dime you earn beginning with your first job. The older you are the higher the percentage has to go unless you think you can work forever!